Illinois and Chicago Condo Law Changes 2026-2027: The Complete Guide for Agents, Buyers, Sellers and Boards

Key dates for Chicago condo transactions

• August 3, 2026: Fannie Mae Limited Review and Freddie Mac Streamlined Review retired. Buildings over 10 units need Full Review.
• November 2, 2026: new UAD 3.6 appraisal format; condo appraisals document reserve funding, delinquencies, special assessments and litigation.
• January 1, 2027: collection policy required before suing, and added to the 22.1 resale package (PA 104-0734); website and electronic accounting law takes effect (PA 104-0797); police and fire vehicle protection (PA 104-0580); Illinois rental junk-fee law (PA 104-0479).
• January 4, 2027: Fannie Mae and Freddie Mac 15% reserve minimum for loan applications dated on or after this date.
• July 1, 2027: insurers must give 60 days' notice of homeowner renewal increases over 10% (PA 104-0752).
• January 1, 2028: deadline for every Illinois condo association to have an owner-accessible website (PA 104-0797).

Timeline of Illinois and Chicago condo law dates, 2023 to 2032

This table lists every Illinois condo statute, Chicago rule and Fannie Mae or Freddie Mac lending standard covered in this guide, in date order, with its status as of October 12, 2026.

What Illinois condo laws take effect in 2027?

Three Public Acts signed in summer 2026 make substantive changes to the Illinois Condominium Property Act (765 ILCS 605) effective January 1, 2027: PA 104-0734 (collection policy), PA 104-0797 (websites and electronic accounting) and PA 104-0580 (police and fire vehicles). The collection-policy and website laws also amend the Common Interest Community Association Act (765 ILCS 160), which governs most Illinois homeowner associations. A fourth act, PA 104-0598, only updates terminology in Section 18.12.

Do Illinois condo associations need a collection policy in 2027? (PA 104-0734, SB 3527)

Yes. Starting January 1, 2027, an Illinois condo association cannot sue to collect unpaid assessments unless it has adopted, and follows, a written collection policy (Public Act 104-0734, SB 3527). The law was signed July 31, 2026 and passed the Senate 54-0 and the House 108-0.

The rule covers the association and anyone holding or assigned its debt, and it overrides anything to the contrary in the declaration or rules. At minimum, the policy must state:

1. When assessments are due and when an account becomes delinquent
2. Late fees and interest, if any
3. Returned-check charges, if any
4. Whether an owner can get a payment plan, and its minimum terms
5. The amount owed or time overdue before an account goes to an attorney
6. How payments are applied to a delinquent account
7. The legal remedies available under the governing documents and Illinois law

Why agents care: a copy of the policy becomes item (10) in the Section 22.1 resale package. Expect it in every resale disclosure requested on or after January 1, 2027. The 10-business-day delivery deadline and the fee cap do not change.

When should a condo board adopt its collection policy?

Before January 1, 2027. From that date, an association without an adopted policy cannot file a collection or eviction action for unpaid assessments. Kovitz Shifrin Nesbit advises adopting the policy as a rule. Under Section 18.4(h), adopting a rule requires an owner meeting, with notice that includes the full text. PA 104-0734 has no transition language for collection suits already on file on January 1, 2027, so boards with pending cases should ask association counsel how the law applies to them.

Source: Public Act 104-0734 · SB 3527 bill status · KSN FAQ

Do Illinois condo associations need a website? (PA 104-0797, HB 5449)

Yes. Public Act 104-0797 requires every Illinois condo board to provide an owner-accessible website with meeting information and approved board minutes by January 1, 2028. The law itself takes effect January 1, 2027. It was signed August 7, 2026, after House and Senate votes of 92-10 and 58-1 and a 117-0 House concurrence.

• Website: "The board must provide a website no later than January 1, 2028 that unit owners can access on the Internet that includes information about board and membership meetings and the approved minutes from a meeting of the board." The site does not have to be public.
• Annual accounting: the itemized annual accounting under Section 18(a)(7) must include receipts and expenses. It must be sent electronically to every owner who has given contact information and authorized electronic delivery.
• What was cut: early versions required a 75% owner vote for any fee increase over 10%, plus quarterly financial emails. Both were removed before passage. Illinois has no new cap on assessment increases.

Why agents care: once these sites exist, buyers can ask the seller for approved minutes early. Minutes are often the first place a pending special assessment, lawsuit or major repair shows up.

Source: Public Act 104-0797 · HB 5449 bill status

Can a condo association ban police or fire vehicles? (PA 104-0580, HB 67)

No. Starting January 1, 2027, Section 18.14 of the Illinois Condominium Property Act (Public Act 104-0580) bars associations from treating marked police and fire vehicles of 12,000 pounds or less as commercial vehicles. The law was signed July 24, 2026 after votes of 112-0 in the House and 59-0 in the Senate. It covers a marked vehicle "assigned to a law enforcement officer" or "assigned to a firefighter." Any rule to the contrary is void, so boards should review parking and commercial-vehicle rules before January.

Source: Public Act 104-0580

What fees can Chicago condo owners charge tenants in 2027? (PA 104-0479, HB 3564)

Starting January 1, 2027, the Illinois rental junk-fee law (765 ILCS 705/35) applies to leases entered into on or after that date, including leases of condo units. The enrolled bill said July 1, 2026, but Public Act 104-0514 (HB 5234) moved the date to January 1, 2027.

• Every mandatory fee must appear on the first page of the lease, or the tenant does not owe it.
• Listings must disclose non-optional fees and whether utilities are included.
• Application and screening fees are capped at $50. A landlord can recover a higher third-party background check cost only by billing the applicant within 14 days with receipts.
• Banned charges include lease renewal or modification fees, eviction-notice fees, after-hours maintenance fees, and move-in or move-out walk-through fees. Move-in fees themselves are not banned.
• Owner-occupied buildings of 6 or fewer units are exempt. Tenants can sue and recover attorney's fees.
• Chicago can regulate rental fees more strictly but not more loosely: the law sets a statewide minimum that applies to home-rule cities.

Source: Public Act 104-0479 · Public Act 104-0514

What changes for Illinois condo owners' insurance in 2027? (PA 104-0534 and PA 104-0752)

Two Illinois insurance laws add notice requirements for homeowner policies in 2027:

• January 1, 2027 (PA 104-0534, SB 4006): residential property policies without flood coverage must include a plain-language flood notice, and the insurer must get the insured's signature confirming flood options were presented. Nonrenewal notice increases from 30 to 60 days.
• July 1, 2027 (PA 104-0752, HB 4273): insurers must give at least 60 days' notice before a renewal premium increase of more than 10%. Commercial policies and policies on rented or leased structures are excluded.

Both cover residential policies on dwellings of up to four families. In our reading, that includes an owner-occupant's HO-6 policy but not the association's master policy, which is generally commercial, or an HO-6 on a rented unit under PA 104-0752. Confirm with the carrier.

Source: Public Act 104-0534 · Public Act 104-0752

Other 2027 dates for Chicago condo owners

• Property taxes: 2027 is the next City of Chicago reassessment year (Cook County Assessor). The Senior Assessment Freeze income limit is $77,000 for tax year 2027 (PA 104-0452).
• Rooftop safety: Chicago must survey buildings with skylights and other openings in low-sloped roofs by January 1, 2027 under the Rooftop Safety for First Responders Act, which sets no owner deadline or penalty (PA 104-0739).

What changed for Illinois and Chicago condos in 2026?

In 2026, no new Illinois statute changed condo resale rules. The biggest 2026 changes for Chicago condo sales came from Fannie Mae Lender Letter LL-2026-03 and Freddie Mac Bulletin 2026-C, both issued March 18, 2026.

• January 1, 2026: eviction complaints, including association actions for unpaid assessments, may not name minors (PA 104-0317). Police may remove criminal trespassers (PA 104-0029). Recorders may not charge to record amendments removing discriminatory covenants (PA 104-0187).
• March 18, 2026: project review waiver extended to condo buildings of 5 to 10 units; investor and owner-occupancy concentration limits retired.
• April 1, 2026: Chicago's expanded accessory dwelling unit (ADU) ordinance took effect.
• July 1, 2026: master insurance per-unit deductible capped at $50,000 for Fannie Mae and Freddie Mac loans.
• July 31, 2026: community association manager licensing extended to 2032 (PA 104-0746).
• August 3, 2026: Fannie Mae Limited Review and Freddie Mac Streamlined Review retired.
• Summer 2026: the governor signed the three condo laws that take effect January 1, 2027.

What are Fannie Mae's and Freddie Mac's new condo rules for 2026 and 2027?

Fannie Mae Lender Letter LL-2026-03 and Freddie Mac Guide Bulletin 2026-C, both dated March 18, 2026, tighten condo reserve and insurance standards and retire the lighter project reviews. These are underwriting standards, not laws. A building that misses them is still legal, but buyers there may be unable to get a conventional loan sold to Fannie Mae or Freddie Mac. Individual lenders can add stricter overlays.

How do I calculate a condo building's reserve percentage for Fannie Mae?

Divide the annual budgeted replacement reserve allocation by the association's annual budgeted assessment income, then multiply by 100. That is Fannie Mae's method in Selling Guide B4-2.2-02. The lender may leave out of the income figure:

• incidental income the project does not rely on for operations, maintenance or capital improvements;
• income collected for utilities owners would normally pay themselves, such as cable TV or Internet;
• income allocated to reserve accounts;
• special assessment income.

Compare the result to 10% for applications dated before January 4, 2027, and 15% for applications on or after that date. The budget is in the 22.1 package as the association's financial statement, and the reserve balance is item (4).

What does the 15% reserve rule look like in dollars?

Hypothetical building: 30 units, $300,000 in annual budgeted assessment income.

• Old 10% minimum: $30,000 a year to reserves.
• New 15% minimum: $45,000 a year to reserves.
• Gap: $15,000 a year, or $500 per unit per year (about $42 a month) if shared equally. Actual shares follow each unit's percentage of ownership.

A building can close that gap by raising assessments, moving money from other budget lines, or both. Increases above 115% of the prior year's total trigger the owner petition right described in the special assessments section.

Does the 15% reserve rule apply to FHA, VA or jumbo loans?

No. The 15% minimum applies to conventional loans sold to Fannie Mae or Freddie Mac. FHA condo approval still requires reserves of at least 10% of 12 months of unit assessments, unless an acceptable reserve study (36 months old or less) supports a lower amount, under HUD Handbook 4000.1. The VA's condo regulation (38 CFR 36.4360) sets no reserve percentage. Jumbo and portfolio loans follow each lender's own standards.

What will condo appraisals show starting November 2, 2026?

Starting November 2, 2026, the new UAD 3.6 appraisal format requires condo appraisals to document reserve funding, delinquent assessments, single-entity ownership, commercial space, special assessments and pending litigation, according to a Chicago Association of REALTORS webinar recap (October 7, 2026). Sellers should have those documents ready before listing.

Which Illinois condo laws are already in effect?

What is in a 22.1 disclosure package, and how long does it take?

Under Section 22.1 of the Illinois Condominium Property Act, as amended by Public Act 102-0976 effective January 1, 2023, a condo association must deliver the resale disclosure package within 10 business days of a written request. The fee is capped at $375, plus $100 for rush service completed within 72 hours. The statute adjusts the $375 by CPI-U starting one year after the law took effect. The seller pays. Some older articles still say 30 days, which is out of date.

The package includes nine items today, and a tenth on January 1, 2027:

1. Declaration, bylaws, other condominium instruments, and rules and regulations
2. Statement of liens, including the unit's account and any unpaid assessments
3. Capital expenditures anticipated in the current and next 2 fiscal years
4. Status and amount of the reserve fund and any portion earmarked for a project
5. Statement of financial condition for the last available fiscal year
6. Pending suits or judgments involving the association
7. Insurance coverage the association provides for unit owners
8. Statement that the prior owner's alterations are believed in good faith to comply with the instruments
9. Identity and mailing address of the principal officer or designated agent
10. New January 1, 2027: copy of the collection policy (PA 104-0734)

If the board has waived reserves, Section 9(c)(2) requires that fact to be highlighted in bold in the response to a buyer's 22.1 request.

Source: PA 102-0976 · 765 ILCS 605/22.1

Can a condo board reject an FHA buyer? (Section 22.2, effective January 1, 2025)

No. Since January 1, 2025, Section 22.2 of the Illinois Condominium Property Act (Public Act 103-0719) bars a condo association from blocking a sale because the buyer is using FHA financing. No association "shall exercise any right of refusal, option to purchase, or right to disapprove the sale" on that basis, or for a discriminatory or otherwise unlawful purpose. Aggrieved buyers or sellers can sue in circuit court. Some sources give July 19, 2024 as the effective date; the Illinois General Assembly lists January 1, 2025.

The law stops boards from vetoing a sale. It does not make a building FHA-approved. The building still needs FHA project approval or a single-unit approval for the loan to close.

Source: PA 103-0719

Do Illinois condo boards need an accessible parking policy? (Section 18.12, January 1, 2025)

Yes. Since January 1, 2025, every Illinois condo with parking must have a policy to reasonably accommodate an owner with a disability who needs accessible parking, and must decide requests within 45 days (Public Act 103-0916). In new construction and conversions submitted after that date, accessible spaces must stay common elements and cannot be sold as deeded parking units.

Source: PA 103-0916

Can an Illinois condo association block an EV charger? (January 1, 2024)

No. Since January 1, 2024, the Illinois Electric Vehicle Charging Act (765 ILCS 1085) voids condo rules that effectively prohibit or unreasonably restrict an owner's EV charger, including in existing buildings. Reasonable rules are allowed. An application not denied in writing within 60 days is deemed approved, unless the delay comes from a reasonable request for more information. For chargers in common or limited common areas, the owner hires a licensed, insured electrician, names the association as additional insured, pays installation and electricity, and must disclose the charger to a buyer. A willful violation can bring actual damages plus a civil penalty of up to $500.

Source: 765 ILCS 1085

Other Illinois condo-related laws already in effect

• Solar (July 28, 2023): the Homeowners' Energy Policy Statement Act limits association solar restrictions, but it does not apply to buildings over 60 feet or to roofs that are common elements, which excludes most condos (765 ILCS 165).
• 55+ condos (January 1, 2024): age-restricted condos with building-wide systems must meet heating and cooling standards, or cool a common gathering space if there is no building-wide cooling (PA 103-0161).
• Ombudsperson (August 15, 2025): the state Condominium and Common Interest Community Ombudsperson program now runs to January 1, 2029 (PA 104-0377).
• Managers (July 31, 2026): community association manager licensing now runs to January 1, 2032, and crime insurance with equivalent coverage can replace fidelity insurance (PA 104-0746).
• Evictions and covenants (January 1, 2026): see 2026 changes (PA 104-0317, PA 104-0187).

Recent Illinois condo court decisions agents should know

• Attorney's fees in collections: in 4310-4322 N. Clarendon Condominium Association v. Klein, 2026 IL App (1st) 252082, the appellate court upheld a $23,897.23 attorney-fee award against a unit owner under the Condominium Property Act, even though the owner had a court-fee waiver (Illinois REALTORS summary).
• Equal assessments: in Bogot v. Haverford HOA, 2026 IL App (1st) 250080, the court upheld equal assessments in a mixed condo and single-family association under the Common Interest Community Association Act, despite claims that some owners benefit less (Illinois REALTORS summary).

What are the Illinois rules for condo special assessments?

Under Section 18(a)(8) of the Illinois Condominium Property Act, a condo board can usually adopt a special assessment without an owner vote, but owners holding 20% of the votes can force a vote on any increase above 115% of the prior year's assessments. None of these rules changed in 2025 or 2026. They matter more now because many boards are raising reserves.

• Budget notice: every owner must get the proposed annual budget at least 25 days before the board adopts it, showing which portions are for reserves, capital expenditures, repairs or taxes (Section 18(a)(6)).
• The 115% petition rule: owners with 20% of the votes can petition within 21 days of the board's action. The board must call an owner meeting within 30 days, and the increase is ratified unless a majority of the total votes reject it.
• Emergencies and legal mandates: assessments for emergencies (an immediate danger to the structure or to owners' life, health, safety or property) or for expenses mandated by law need no owner approval. In our reading, the 15% reserve standard is a lending rule, not a law, so it is unlikely to count as "mandated by law." Boards should confirm with association counsel.
• Additions and alterations: a special assessment for additions or alterations to the common elements that are not in the budget requires approval by two-thirds of the total votes of all owners.
• Multi-year assessments: the board may spread a special assessment over more than one fiscal year.
• Nonpayment: unpaid assessments become a lien on the unit, and the association can bring an eviction action against the owner (Sections 9 and 9.2). From January 1, 2027, the association must have a written collection policy before suing.

Source: 765 ILCS 605/9, 9.2 and 18

Who pays a special assessment when a Chicago condo sells? (Multi-Board 8.0)

Under the Multi-Board Residential Real Estate Contract 8.0, the seller pays special assessments confirmed before the Date of Acceptance, and the parties must negotiate any special assessment proposed after acceptance. The relevant paragraphs:

• Paragraph 17(b): "Seller shall be responsible for payment of all regular assessments due and levied prior to Closing and for all special assessments confirmed prior to Date of Acceptance."
• Paragraph 17(c): the seller must notify the buyer of any proposed special assessment or regular assessment increase between acceptance and closing. The parties then have 3 business days to agree on payment; without agreement, either party may void the contract.
• Paragraph 17(d): the seller must apply for the 22.1 disclosures within 10 business days after the Date of Acceptance.
• Paragraph 17(e): the buyer may terminate if the documents show rule violations, unreasonable use restrictions, or "financial obligations unacceptable to Buyer," within the time the paragraph allows.
• Paragraph 12(c): the seller pays, at or before closing, the remaining balance of association special assessments confirmed before the Date of Acceptance.

Parties can negotiate different terms. Read the signed contract, not the default form.

Source: Multi-Board Residential Real Estate Contract 8.0

Which condo rules apply only in Chicago?

Chicago condos follow the Illinois Condominium Property Act plus city rules. The most important is the 85% owner vote required to deconvert (sell) a building under Municipal Code 13-72-085.

• Deconversion (forced sale): Chicago requires 85% owner approval to sell a building under Section 15 of the Act, unless the declaration requires more. The City Council passed this on September 18, 2019. Outside Chicago, the state threshold is 75% for buildings of 4 or more units, last changed in 2018.
• ADUs (April 1, 2026): Chicago's expanded accessory dwelling unit program took effect, but not in every ward or zoning district (WTTW). In a condo building, the declaration and the association still control whether a unit can be added.
• Construction codes (December 1, 2026): Chicago's Phase 3 mechanical, fuel gas and energy codes become mandatory for permit applications started on or after December 1, 2026 (Dept. of Buildings).
• Energy benchmarking: condo buildings of 50,000 square feet or more must report energy use each year by June 1 (City of Chicago).
• High-rise sprinklers: no ordinance sets a 2027 retrofit deadline. Older residential high-rises remain under Chicago's existing Life Safety Evaluation framework.
• Move-in fees: neither the Chicago Residential Landlord and Tenant Ordinance nor the new state junk-fee law bans move-in fees today. An Illinois appellate court held in 2014 that a nonrefundable move-in fee is not a security deposit under the RLTO (Steenes v. MAC Property Management). The pending Protecting Renters Ordinance would ban them.

What did not change: six claims you will see online that are wrong

Which Illinois condo bills are still pending?

As of October 12, 2026, no Illinois reserve-study, board-training or state-enforcement bill for condos has passed both chambers. The 104th General Assembly can still act during the fall veto session (November 17-19 and December 1-3, 2026) and before it adjourns in January 2027. Bills not enacted by then must be reintroduced.

Where Illinois REALTORS stood on these condo bills

Illinois REALTORS, the statewide REALTOR association, took public positions on several of the condo laws in this guide:

• HB 5502 (Section 22.2, FHA buyers): passed at the REALTORS' suggestion, with Community Associations of Illinois (Illinois REALTORS, January 10, 2025).
• SB 1383 (Ombudsperson extension): supported (Illinois REALTORS, August 22, 2025).
• HB 5449 (association websites): listed in March 2026 among bills where the sponsor agreed to amend the bill to remove the REALTORS' opposition (State Capitol Report, March 27, 2026).
• Fannie Mae and Freddie Mac changes: summarized for members in a May 2026 flyer (New GSE Policies Affecting Condos and HOAs).

As of October 12, 2026, we found no published coverage of PA 104-0734 (collection policy) or PA 104-0580 (police and fire vehicles) from Illinois REALTORS, the Chicago Association of REALTORS, mainstreet Organization of REALTORS or the North Shore-Barrington Association of REALTORS.

Agent playbook: what Chicago agents should do differently now

Listing a Chicago condo: seller checklist

• Order the 22.1 package at listing, not after an accepted offer. Multi-Board 8.0 gives the seller 10 business days after acceptance to apply; the association then has 10 business days, or 72 hours with the $100 rush fee.
• For listings likely to close in 2027, confirm the package will include the collection policy. If the board hasn't adopted one, tell your seller early.
• Calculate the reserve percentage from the current budget (see the formula). In a building over 10 units, under 15% with no qualifying reserve study can block buyers using Fannie Mae or Freddie Mac conventional loans who apply on or after January 4, 2027.
• Ask management whether a completed Fannie Mae condo questionnaire (Form 1076) or Freddie Mac questionnaire (Form 476) is on file. Include the owner's written authorization with requests to management.
• Gather what UAD 3.6 appraisals will document: reserve funding, delinquency rate, single-entity ownership, special assessments and litigation.
• Ask about any special assessment adopted or under discussion, and read the last 12 months of approved minutes. Under Multi-Board 8.0, the seller pays special assessments confirmed before acceptance.
• Check the master insurance per-unit deductible. Over $50,000 is a Fannie Mae and Freddie Mac problem.
• If the unit has an EV charger in a common or limited common area, disclose it to buyers.
• For owner-landlords, rewrite lease templates so every mandatory fee appears on page 1 before January 1, 2027.

Representing a Chicago condo buyer: checklist

• Before writing an offer, ask the lender whether the building passes Full Review or qualifies for the 10-or-fewer-unit waiver.
• For contracts in late 2026, remember that the 15% reserve test turns on the loan application date (on or after January 4, 2027), subject to lender overlays.
• Read 22.1 items (3) capital expenditures, (4) reserves, (5) financials and (6) litigation together. They are the best early warning of a special assessment.
• Get HO-6 quotes early. The policy must account for the master policy's per-unit deductible, and the buyer's own deductible can't exceed the greater of 5% or $2,500 for Fannie Mae loans.
• If the buyer is using FHA, the board cannot block the sale for that reason (Section 22.2), but the building still needs FHA approval and FHA's 10% reserve standard still applies.
• For investor buyers, the junk-fee rules apply to leases entered into on or after January 1, 2027.
• If a special assessment is proposed after acceptance, Multi-Board 8.0 paragraph 17(c) gives the parties 3 business days to agree on payment.
• For senior buyers, the Senior Assessment Freeze income limit is $77,000 for tax year 2027.

Plain-language talking points

• To sellers: "Lenders are looking harder at condo budgets in 2027. If your building's reserves are low, we want to know before a buyer's lender finds out during underwriting."
• To buyers: "Illinois doesn't require condo buildings to hold a set amount in reserves, but Fannie Mae and Freddie Mac do for many loans starting January 4, 2027. We'll check this building's numbers before you fall in love with the unit."
• To boards: "You need a written collection policy before January 1, 2027, and it now goes to every buyer in the resale package."

Frequently asked questions about Illinois and Chicago condo law changes

Sources and update log

Illinois statutes and Public Acts were checked against ilga.gov, and lending rules against Fannie Mae, Freddie Mac and HUD documents, on October 12, 2026. Chicago items rely on city records and news sources as linked.

• Illinois Condominium Property Act, 765 ILCS 605 (current compilation)
• Public Act 104-0734 (SB 3527), collection policy
• Public Act 104-0797 (HB 5449), websites and financial statements
• Public Act 104-0580 (HB 67), police and fire vehicles
• Public Act 104-0479 (HB 3564) and Public Act 104-0514 (HB 5234), rental fees
• Public Act 104-0534 (SB 4006) and Public Act 104-0752 (HB 4273), insurance
• Public Act 102-0976 (HB 5246), 22.1 timing and fees
• Public Act 103-0719 (HB 5502), Section 22.2 FHA protection
• Public Act 103-0916 (SB 2740), accessible parking
• Public Act 104-0377 (SB 1383), Ombudsperson extension
• Public Act 104-0746 (SB 3897), manager licensing
• Electric Vehicle Charging Act, 765 ILCS 1085
• Fannie Mae Lender Letter LL-2026-03 (March 18, 2026)
• Fannie Mae Selling Guide B4-2.2-02, Full Review
• Freddie Mac Guide Bulletin 2026-C (March 18, 2026)
• HUD Handbook 4000.1, condominium project approval
• Multi-Board Residential Real Estate Contract 8.0
• Illinois REALTORS, New GSE Policies Affecting Condos and HOAs (May 2026)
• Chicago Association of REALTORS, UAD 3.6 webinar recap (October 7, 2026)
• Illinois Senate 2026 veto session calendar
• Cook County Assessor, reassessment schedule
• Chicago Department of Buildings, Phase 3 code update
• Chicago Energy Benchmarking
• CAI 2026 Illinois end-of-session report (bill status)
• Kovitz Shifrin Nesbit, collection policy FAQ

Update log

• October 12, 2026: Published. Covers Illinois Public Acts through 104-0854 and Chicago City Council actions through September 29, 2026.

This guide is general information, not legal advice. Statutes and lending guidelines change. Confirm current requirements with a real estate attorney, the association's counsel or the lender before acting.