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Mortgage Rates Get Reprieve as Fed Decides Not to Raise Rate Yet

Mortgage rates got a reprieve yesterday when the Federal Open Market Committee (FOMC) declined to raise rates for the 6th time this year. The target federal funds rate range has been between zero and 0.25 percent since 2008. The current effective rate is 0.14 percent. The U.S. economy has improved with increases in household spending and an improved housing market. …